If your home has been damaged in a storm, it’s important to know how to file a roof damage insurance claim. Filing a claim can be confusing and frustrating, but getting the money you need to repair your home is worth it.
That’s why Madison Roofing would like to walk you through the process of filing a roof damage insurance claim. Our Boise roofing company will provide tips on what to do and what not to do to help you navigate the tricky waters of insurance claims. So don’t wait – read on for all the information you need to make a successful claim.
Keep Detailed Records About the Incident
The first step in filing a roof damage insurance claim is to gather all the information you can about the incident. This includes photos or videos of the damage, and any repair estimates you have. It’s also important to keep track of your communication with your insurance company. Make sure to write down who you spoke to when you spoke to them and what was said. This will be helpful if there are any misunderstandings later on.
File Your Claim as Soon As Possible
Once you have all the necessary information, it’s time to file your claim. The sooner you do this, the better – especially if there is extensive damage. If you wait too long, your insurance company may deny your claim. To file your claim, you must fill out a form and submit it to your insurance company. They will then review your claim and decide whether or not to approve it.
Get an Estimate from a Boise Roofing Company
Once your claim is approved, you’ll need an estimate for the repairs. It’s important to only use a Boise roofing company experienced in roof repair. This will ensure that the repairs are done correctly and that your home is safe.
Your insurance company may have a list of preferred contractors, but you are not required to use them. You can also get estimates from other contractors and compare prices. Once you’ve chosen a company, you’ll need to sign a contract and schedule the repairs.
Pay Your Deductible
Once the repairs are complete, your insurance company will pay the contractor directly. However, you will still be responsible for paying your deductible. This is the amount you agreed to pay when you first signed up for insurance.
If you have questions or problems during any step of the process, don’t hesitate to contact your insurance company. They should be able to help you resolve any issues and get the money you need to repair your home.
Avoid Door-to-Door Salesmen
After a major storm, you may be approached by door-to-door salesmen who claim to be roofing contractors. They may offer to repair your home for a low price, but they are often not qualified or licensed to do the work.
They may also try to pressure you into signing a contract. This is a bad idea – always get multiple Boise roofing company estimates and take your time before hiring a contractor. If someone tries to pressure you into signing a contract, it’s best to walk away.
Hire a Boise Roofing Company to Inspect the Damage
Once you’ve filed your claim and chosen a contractor, they will come to your home to inspect the damage. They will then give you an estimate for the repairs. If the damage is extensive, it’s a good idea to hire a roofing company to inspect your home. They can give you a more accurate estimate of the cost of repairs and help you choose the best option for your home.
Ask for the Roofing Company to be the Liaison
It’s not uncommon for a Boise roofing company and the insurance adjuster to disagree on the extent of the damage or the cost of repairs. If this happens, it’s best to ask the roofing company to be the liaison between you and the insurance company. This way, you can avoid getting caught in a dispute. The roofing company will also be able to help you get the most money from your insurance claim.
Hire Madison Roofing for a Roofing Inspection
If you need help filing a roof damage insurance claim or want an accurate estimate of the cost of repairs, contact Madison Roofing. We are experienced in working with insurance companies and can help you get the money you need to repair your home. Contact us by filling out our online form or give us a call at (208) 344-379 today.